An allowance and chore chart app for parents of 4–14 year olds
Pocket money they can trace back to something they did.
Money that just appears every Saturday teaches a child that money just appears. Child Allowance turns the jobs already happening around your house into an allowance your kid can explain — line by line.
The loop
Effort, then approval, then money. In that order.
The whole point sits in the third box. A child can’t pay themselves — a parent has to look at the work and sign it off. That single gate is what turns a chore chart into a lesson about earning.
See it in action
Forty-five seconds, from job to payday
The whole loop, in the real app: you set a job, your child ticks it off, you approve it, and it lands in their total.
The split
Half of it is guaranteed. Half of it is up to them.
Most allowance advice picks a side — pay a flat rate, or pay per chore. Both halves teach something different, and children need both lessons, so every child gets a base amount plus whatever they earn on top.
Arrives whatever happensSix approved jobs
- The base teaches budgeting. A predictable amount is the only way a child can plan — save a bit, spend a bit, and discover that Tuesday’s sweets are the reason Saturday’s magazine isn’t affordable.
- The earned part teaches the link. Effort in, money out, visible in the same week. It’s the bit that makes a seven-year-old volunteer to wash the car.
- Neither alone is enough. All-flat says money arrives regardless. All-earned turns being part of a family into piecework.
What you actually get
A chore chart that keeps score, so you don’t have to
Jobs that repeat, repeat
Set “make your bed” once as a daily job and “vacuum the stairs” once as a weekly one. They reappear on schedule instead of on your nagging. Part of Premium — and your first 30 days include it.
Their own login
Children sign in with a username and a PIN — no email, no account of their own to manage. They see their jobs, their total, and nothing else.
A payday that closes
At the end of each period the total is locked into history. You get a record of what was earned; they get a number that stops moving.
What this is not
Not a card. Not a bank. A chore chart that keeps score.
The money stays in your hands and changes hands however it already does. The app records what was agreed, what was done and what is owed on payday.
- No debit card. It keeps score; you hand over the money however you already do.
- No bank account. Nothing to open, verify or link, for you or your child.
- No card fee. Free for one child, and the paid plan is for bigger families and recurring jobs, not for plastic.
- No minimum age, no country list. It works wherever you are, from the age a child can tick a box.
Coming soon
The iOS and Android apps are on the way
They’re in the works now. Until they land, Child Allowance runs in any browser, on a phone as well as a laptop — add it to your home screen for one-tap access, including your child’s own login.
Nothing you set up now needs redoing. The same family, children and history carry straight over when the apps arrive.
Before you sign up
The questions parents ask first
- Does my child need a debit card or a bank account?
- No. Child Allowance is a chore chart and allowance tracker, not a card. It keeps score of what each child has earned; you pay them however you already do, whether that is cash, a jar on the shelf, or a transfer to an account you already have.
- Is it really free?
- Yes, for one child, for as long as you like, with no card details asked for. Premium, for families with more children or carers, has a monthly or annual price and a 30-day free trial that takes no card either.
- From what age?
- From about four, younger than most card products allow. A four-year-old can tick off a job and watch a number grow; the money itself stays in your hands until you decide otherwise.
- Does it work in my country?
- Yes. Because no money moves through the app, there is no bank to be licensed with and no country list. Amounts are shown in your own currency, and you pay your child in it.
- Who sees adverts?
- Never a child, on any plan. The child dashboard and the child login carry no advertising and never will. Any advertising the site runs appears only on the parent side and on the public guides.
- What do you collect about my child?
- A first name, a username, a PIN (stored only as a hash), an optional date of birth, and the jobs and amounts you record. No email address, no card and no purchase history. Nothing about a child is used for advertising or shared with anyone.
Before you set an amount
Read the bit most allowance guides skip
How much, from what age, for which jobs, and what to do the first time they blow the lot on something stupid.
Why an allowance teaches more than money
The three lessons hiding inside a chore list, and the one mistake that cancels all of them.
How to run a weekly chore chart
Pricing jobs in advance, who gets to tick a job done, and how to close the week so Monday isn’t a renegotiation.
Age-by-age chore list, 4 to 14
Sixty jobs sorted by what a child can genuinely manage alone, from four-year-olds to teenagers.